Insurance Risk & Strategy
Alan
📋 Descripción del Trabajo
Alan is building a vertically integrated health partner that unites insurance and smart healthcare delivery into one seamless system. Our vision is to make prevention the new norm of care for all.
Our mission: Help people live in good health to 100 while helping employers feel proud, turning health benefits from a cost centre into their most valuable investment.
By connecting all aspects of care (private, public, and direct to consumer) we create the most member-centric healthcare experience, reducing claims costs while generating new monetization opportunities.
We partner with tens of thousands of companies across France 🇫🇷, Spain 🇪🇸, Belgium 🇧🇪, and Canada 🇨🇦, serving over a million members.
HOW WE WORK: OUR LEADERSHIP PRINCIPLES
– Mission is the Boss — We think long-term and are methodical optimists who take risks, seeking our mission’s success above all else.
– Distributed Ownership — Accountable enlightened despots: everyone owns their decisions and results.
– Radical Transparency — All information is accessible and written-first, so everyone can make the best decisions asynchronously.
– Always Growing — Direct, positive, and caring feedback, combined with self-growth ownership.
⭐️ THE INSURANCE TEAM ⭐️
Being part of Alan’s insurance community is a great opportunity to have a significant impact on people’s health and wellbeing in our multiple countries of operation.
– We are at the heart of Alan’s mission, bringing to the team our technical leadership and expertise on healthcare and death & disability insurance.
– We work hand in hand with our data scientists, designers, engineers and product managers to build the most differentiating products and provide a delightful experience at a fair price.
– We build and manage offers for large companies and public institutions with our sales and account management teams.
– We make sure our portfolio is closely monitored and risks are effectively managed.
– We also manage our capital, steer our reinsurance strategy and maintain a trusting relationship with our insurance regulators.
⭐️ YOUR ROLE ⭐️ ️
As Alan’s Risk Expert, you will be in charge of providing Alan with automated and scalable risk assessment tools:
– Risk modeling
– You will be in charge of strengthening and automating the building our Solvency 2 balance sheet and capital requirements projections, covering both health, death and disability business lines
– You will model new risks when they arise (new insurance products, branches, international, investment etc.)
– You will challenge our risk appetite, propose new relevant risk metrics and build tools to monitor them
– You will support the board meetings preparation and communication with investors regarding capital evolution and market risks
– Regulatory
– You will scale and automate the production of our regulatory quantitative reporting and contribute to our narrative (SFCR, RSR) and ORSA reports
– You will support our discussions with supervisors
– You will assist the assessment of international opportunities and help prepare the opening of new countries
– Capital management
– You will make proposals to improve our capital management in the 4 countries Alan is present
– You will manage our reinsurance strategy, to find an optimum between solvency and profitability, negotiating with reinsurance partners, and analyze reinsurance reporting
– Team Growth
– You will create processes and resources to strengthen the team’s ability to understand our risk and capital constraints
– You will support the identification and hiring of new talents for the Insurance and Risk teams.
⭐️ IS IT YOU WE’RE LOOKING FOR? ⭐️
You would thrive in this role if you:
– Have a first experience of the Solvency 2 regulatory framework, especially for S2 accounting, with knowledge of Health, Life and Market risks as a bonus
– Are fluent in English and in French for regulatory interactions
– Possess excellent problem-solving and analytical skills, including data analysis capabilities
– Can automate processes and build new tools, with programming skills being a plus
– Bring rigor and reliability to reporting production while working independently in a fast-paced environment
– Have strong communication skills for effective interaction with internal and external stakeholders
– Are confident learning new tools, technologies, and methodologies with creative problem-solving approaches
For this position, we are looking to hire someone within the B1-C0 level.
🙌 PERKS & BENEFITS https://alan.com/about/life-at-alan/a/perks
At Alan, we believe that being in good health is a basic need, and it starts with our employees. This is why Alaners are provided with a stimulating environment and perks ensuring they are happy, efficient and spend only high-quality time with co-workers.
Therefore, we offer:
– Fair rewards. Generous equity packag